Case Studies

Most of these came to us the same way: a renewal that had jumped, a carrier that had lost interest, or an agent who stopped answering the phone. What follows is what the operation looked like, what made it hard to place, and where it landed.

• 24 units — Mission, Texas48%saved at renewalGeneral flatbed commodities, unlimited radius, B-1 drivers, and large losses across the previous five years. We worked through the operation with the client and placed it with a carrier that underwrites that loss profile rather than declining it.
• 86 units — Dallas, Texas30%saved at renewalHazardous materials and frac sand, referred to us by an existing client. They had been with the same agent eight years and were unhappy with the service and the advice. We reviewed the liability program for the exposures they actually run, and worked with them on internal safety practice as well as price.
• 42 units — El Paso, Texas28%saved at renewalGeneral dry van, unlimited radius, B-1 drivers. Their prior carrier had a problem with how fast they were adding trucks. We placed them with a motor carrier program that allows unlimited fleet growth and is straightforward about driver add-ons.
• 15 units — Rancho Cucamonga, California36%saved at renewalRefrigerated freight, unlimited radius, two years in business. Fast growth on a young operation is exactly what most carriers decline; we found the one that would write it.
• 9 units — Miami, Florida32%saved at renewalGeneral dry van, unlimited radius, and a clean loss history for three straight years. A good risk that was not being priced like one.
• 29 units — Erie, Pennsylvania20%saved at renewalLocal-radius hauling of building materials, referred by another client. He believed he was paying too much and was not getting answers from his agent. He was right about the first part.
• 5 units — Aurora, Illinois24%saved at renewalA box truck operation running Amazon freight inside a 200-mile radius, four years in business, with vehicle maintenance findings that had pushed their existing carrier to raise the premium sharply.
• 5 units — Reno, Nevada23%saved at renewalA mixed operation: local dirt, sand and gravel plus long-haul flatbed building materials. Mixed operations put off a lot of carriers, and in a state the size of Nevada the alternatives run out quickly. Placed through one of our exclusive programs.
• 2 units — Phoenix, Arizona18%saved at renewalA wrecker operation hauling automobiles and running roadside service inside a 300-mile radius, which needs on-hook and garagekeepers coverage most standard trucking programs do not include.

Get a commercial trucking insurance quote or call 469-252-4001. Tell us what you run and what you are paying now, and we will tell you honestly whether we can beat it.