More than insurance
Why Legacy Insurance Group
We understand the trucking industry — and we work for you. Here’s what sets us apart:
Insurance for the people who keep America moving
Legacy Insurance Group is a full-service commercial property and casualty agency, in business for more than 20 years and licensed in California, Texas, Nevada, Arizona, Florida, Ohio, Illinois and Pennsylvania. Commercial trucking and transportation is the work we know best.
Whether you’re an owner-operator with one truck or a company running a fleet, we shop for coverage that protects the business you’ve built and a rate that makes sense for it. You’ll know what your policy covers before you sign it, and you’ll have a real person to call when something happens.
Coverage built around how you run.
No two operations carry the same risk. An owner-operator running his own authority needs something different from a fleet hauling for one shipper, and different again from a wrecker on call at two in the morning. Find the one closest to yours below, and we will work out the rest on the phone.
Owner Operators
For independent drivers, whether you hold your own authority or lease on.
Explore coverageMotor Carriers
For-hire trucking operations moving freight for other people’s businesses.
Explore coveragePrivate Carriers
For businesses hauling their own products, equipment or materials.
Explore coverageCommercial Auto
The liability, physical damage and medical coverages that sit under a commercial fleet.
Explore coverageTow Trucks
Wrecker and recovery operators, including on-hook and garagekeepers options.
Explore coverageMotor Truck Cargo
Helps protect the freight itself while it is in your care, custody and control.
Explore coverageTrailer Interchange
Physical damage protection for qualifying non-owned trailers in your possession.
Explore coverageGeneral Liability
Addresses third-party liability exposures connected with your trucking operation.
Explore coverageNon-Trucking Liability
Liability coverage options for qualifying personal, non-business use of the truck.
Explore coveragePhysical Damage
Coverage options for damage to your own tractor, trailer or equipment.
Explore coverageDump Trucks
For aggregate, construction and haul-away operations running dump equipment.
Explore coverageBox & Straight Trucks
For straight trucks and box trucks running local and regional delivery work.
Explore coverageIndustry News
- Blackstone, Aon Set Up Lloyd’s Vehicle in Latest Insurance Push
Blackstone Inc. has set up a Lloyd’s of London syndicate with broker Aon Plc, as the world’s largest alternative asset manager muscles further into the insurance sector. Called Cortina, the syndicate will provide capital…
- What your lender knows about your agency that you don’t
What agency financials really reveal, why a seller’s urgency is worth scrutinising, and how equity is becoming the retention tool brokers can no longer avoid
- Swiss Re’s profit climbs despite lower insurance revenue
Swiss Re AG recorded a 5% year-on-year increase in net income to $4.2 billion for the first three quarters of 2026, despite a 2% decrease in insurance revenue to $31.2 billion, Reinsurance News reported.…
- AM Best: Market Segment Outlook – US Commercial Auto Insurance
The U.S. commercial automobile insurance market outlook remains negative due to loss cost trends that continue to inhibit profitability, according to research discussed by AM Best Associate Director ...
What our clients say
Best experience I have had with an agent. Really professional and kind!!!! Legacy Insurance is the way to go.
Legacy Insurance Group has been both professional and excellent to work with. They’ve streamlined my ability to issue certificates and have always been available for assistance when called upon.
Juan was great to work with, has plenty of options and has the best rates around. Couldn’t be happier

