More than insurance

Why Legacy Insurance Group

We understand the trucking industry — and we work for you. Here’s what sets us apart:

Competitive Rates

We shop top A+ rated carriers to find you the best coverage at the most competitive rates.

Industry Expertise

Our team specializes in commercial trucking insurance and understands your unique needs.

Personalized Service

You're more than a policy number. We provide responsive, dedicated support to help your business succeed.

Insurance for the people who keep America moving

Legacy Insurance Group is a full-service commercial property and casualty agency, in business for more than 20 years and licensed in California, Texas, Nevada, Arizona, Florida, Ohio, Illinois and Pennsylvania. Commercial trucking and transportation is the work we know best.

Whether you’re an owner-operator with one truck or a company running a fleet, we shop for coverage that protects the business you’ve built and a rate that makes sense for it. You’ll know what your policy covers before you sign it, and you’ll have a real person to call when something happens.

Coverage built around how you run.

No two operations carry the same risk. An owner-operator running his own authority needs something different from a fleet hauling for one shipper, and different again from a wrecker on call at two in the morning. Find the one closest to yours below, and we will work out the rest on the phone.

01 / Coverage

Owner Operators

For independent drivers, whether you hold your own authority or lease on.

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02 / Coverage

Motor Carriers

For-hire trucking operations moving freight for other people’s businesses.

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03 / Coverage

Private Carriers

For businesses hauling their own products, equipment or materials.

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04 / Coverage

Commercial Auto

The liability, physical damage and medical coverages that sit under a commercial fleet.

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05 / Coverage

Tow Trucks

Wrecker and recovery operators, including on-hook and garagekeepers options.

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06 / Coverage

Motor Truck Cargo

Helps protect the freight itself while it is in your care, custody and control.

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07 / Coverage

Trailer Interchange

Physical damage protection for qualifying non-owned trailers in your possession.

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08 / Coverage

General Liability

Addresses third-party liability exposures connected with your trucking operation.

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09 / Coverage

Non-Trucking Liability

Liability coverage options for qualifying personal, non-business use of the truck.

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10 / Coverage

Physical Damage

Coverage options for damage to your own tractor, trailer or equipment.

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11 / Coverage

Dump Trucks

For aggregate, construction and haul-away operations running dump equipment.

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12 / Coverage

Box & Straight Trucks

For straight trucks and box trucks running local and regional delivery work.

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Industry News

What our clients say

Best experience I have had with an agent. Really professional and kind!!!! Legacy Insurance is the way to go.
James T.Owner-operator, Frisco
Legacy Insurance Group has been both professional and excellent to work with. They’ve streamlined my ability to issue certificates and have always been available for assistance when called upon.
Manuel L.Fleet Owner, Abilene
Juan was great to work with, has plenty of options and has the best rates around. Couldn’t be happier
Tommy D.Long Haul Driver, Reno

Licensed in the following states

Texas, California, Nevada, Arizona, Florida, Ohio, Illinois, Pennsylvania

Map of the United States with California, Texas, Nevada, Arizona, Florida, Ohio, Illinois and Pennsylvania highlighted in blue