More than insurance
Why Legacy Insurance Group
We understand the trucking industry — and we work for you. Here’s what sets us apart:
Insurance for the people who keep America moving
Legacy Insurance Group is a full-service commercial property and casualty agency, in business for more than 20 years and licensed in California, Texas, Nevada, Arizona, Florida, Ohio, Illinois and Pennsylvania. Commercial trucking and transportation is the work we know best.
Whether you’re an owner-operator with one truck or a company running a fleet, we shop for coverage that protects the business you’ve built and a rate that makes sense for it. You’ll know what your policy covers before you sign it, and you’ll have a real person to call when something happens.
Coverage built around how you run.
No two operations carry the same risk. An owner-operator running his own authority needs something different from a fleet hauling for one shipper, and different again from a wrecker on call at two in the morning. Find the one closest to yours below, and we will work out the rest on the phone.
Owner Operators
For independent drivers, whether you hold your own authority or lease on.
Explore coverageMotor Carriers
For-hire trucking operations moving freight for other people’s businesses.
Explore coveragePrivate Carriers
For businesses hauling their own products, equipment or materials.
Explore coverageCommercial Auto
The liability, physical damage and medical coverages that sit under a commercial fleet.
Explore coverageTow Trucks
Wrecker and recovery operators, including on-hook and garagekeepers options.
Explore coverageMotor Truck Cargo
Helps protect the freight itself while it is in your care, custody and control.
Explore coverageTrailer Interchange
Physical damage protection for qualifying non-owned trailers in your possession.
Explore coverageGeneral Liability
Addresses third-party liability exposures connected with your trucking operation.
Explore coverageNon-Trucking Liability
Liability coverage options for qualifying personal, non-business use of the truck.
Explore coveragePhysical Damage
Coverage options for damage to your own tractor, trailer or equipment.
Explore coverageDump Trucks
For aggregate, construction and haul-away operations running dump equipment.
Explore coverageBox & Straight Trucks
For straight trucks and box trucks running local and regional delivery work.
Explore coverageIndustry News
- California mandates bigger rebuild cushions as voters demand the right to sue insurers
SB 876 requires carriers to offer 50% extended replacement cost. State claims data suggest the bigger problem sits in the rebuild estimate underneath it
- UK’s ASOS says cyber hack accessed customers’ personal data
(Reuters) — British online fashion retailer ASOS said on Thursday that a cybersecurity breach earlier this week had exposed some customers’ personal information, including names and contact details, according to its initial investigation. It…
- California Workers’ Comp Combined Ratio Highest in More Than 20 Years
The projected combined ratio for California workers’ compensation insurers reached 127% in 2025, the highest in more than 20 years, a new report shows. The Workers’ Compensation Insurance Rating Bureau of California released its…
- Jensten Group Appoints Group Chief Executive
Jensten Group has appointed Clive Buesnel to succeed Rob Organ as group chief executive officer, effective Nov. 2, subject to regulatory approval. Buesnel joins from Insurance Advisory Partners, ...
What our clients say
Best experience I have had with an agent. Really professional and kind!!!! Legacy Insurance is the way to go.
Legacy Insurance Group has been both professional and excellent to work with. They’ve streamlined my ability to issue certificates and have always been available for assistance when called upon.
Juan was great to work with, has plenty of options and has the best rates around. Couldn’t be happier
