More than insurance
Why Legacy Insurance Group
We understand the trucking industry — and we work for you. Here’s what sets us apart:
Insurance for the people who keep America moving
Legacy Insurance Group is a full-service commercial property and casualty agency, in business for more than 20 years and licensed in California, Texas, Nevada, Arizona, Florida, Ohio, Illinois and Pennsylvania. Commercial trucking and transportation is the work we know best.
Whether you’re an owner-operator with one truck or a company running a fleet, we shop for coverage that protects the business you’ve built and a rate that makes sense for it. You’ll know what your policy covers before you sign it, and you’ll have a real person to call when something happens.
Coverage built around how you run.
No two operations carry the same risk. An owner-operator running his own authority needs something different from a fleet hauling for one shipper, and different again from a wrecker on call at two in the morning. Find the one closest to yours below, and we will work out the rest on the phone.
Owner Operators
For independent drivers, whether you hold your own authority or lease on.
Explore coverageMotor Carriers
For-hire trucking operations moving freight for other people’s businesses.
Explore coveragePrivate Carriers
For businesses hauling their own products, equipment or materials.
Explore coverageCommercial Auto
The liability, physical damage and medical coverages that sit under a commercial fleet.
Explore coverageTow Trucks
Wrecker and recovery operators, including on-hook and garagekeepers options.
Explore coverageMotor Truck Cargo
Helps protect the freight itself while it is in your care, custody and control.
Explore coverageTrailer Interchange
Physical damage protection for qualifying non-owned trailers in your possession.
Explore coverageGeneral Liability
Addresses third-party liability exposures connected with your trucking operation.
Explore coverageNon-Trucking Liability
Liability coverage options for qualifying personal, non-business use of the truck.
Explore coveragePhysical Damage
Coverage options for damage to your own tractor, trailer or equipment.
Explore coverageDump Trucks
For aggregate, construction and haul-away operations running dump equipment.
Explore coverageBox & Straight Trucks
For straight trucks and box trucks running local and regional delivery work.
Explore coverageIndustry News
- Erie Indemnity agents are earning more. The book they’re earning it on is shrinking
Improved underwriting is lifting agent incentive pay, but Erie’s policy count keeps falling
- Japan’s Cyberattack Surge Tests Its Push to Strengthen Defenses
Japan is facing an intense wave of AI-powered cyberattacks that’s laid bare the vulnerability of one of the world’s largest economies to a new breed of hacking. Dozens of incidents affecting companies from brokerages…
- Gallagher sees buyers increasing limits as property rates fall
Commercial insurance buyers are using savings from falling property rates to restore coverage and increase limits, Arthur J. Gallagher & Co.’s top executive said Thursday, as the brokerage reported an 18.2% increase in third-quarter…
- Everest Re NWP Drops 20.9% in Third Quarter; CEO Sees More Signs of ‘Irresponsible’ Market
Everest Group Ltd. net written premiums dropped 20.9% to $2.97 billion in the third quarter as the company sees "more signs of irresponsible behavior in the market" and prioritizes "bottom line ...
What our clients say
Best experience I have had with an agent. Really professional and kind!!!! Legacy Insurance is the way to go.
Legacy Insurance Group has been both professional and excellent to work with. They’ve streamlined my ability to issue certificates and have always been available for assistance when called upon.
Juan was great to work with, has plenty of options and has the best rates around. Couldn’t be happier

