Commercial Auto Insurance Coverages

Learn about specific business and commercial auto coverages

Business Coverages

Basic liability & coverages that cover injuries or damage to other people or property if you’re at fault for an accident.

• General Liability
• Occupational Accident Insurance

Commercial Auto Coverages

Liability protection

Basic coverage that covers injuries or damage to other people or property if you’re at fault for an accident.

• Liability
• Bodily Injury
• Property Damage
• Uninsured Motorist

Driver protection

These can help pay for your medical expenses if you or a passenger is injured while driving a commercial vehicle.

• Personal Injury Protection

Vehicle protection

Protects against damage to your vehicles caused by collisions or a wide variety of other mishaps that damage your vehicles.

• Physical Damage
• Collision
• Comprehensive

For trucks

Trucks share many of the same coverages as other commercial vehicles. Here’s some that are more specific to trucks.

• Motor Truck Cargo
• Non-Trucking Liability
• Rental Reimbursement with Downtime
• Trailer Interchange

Specialty coverage

Small businesses sometimes need specialized protection in addition to basic liability and vehicle damage coverage.

• Non-Owned Vehicle
• Any Auto
• Employer’s Non-Owned
• Hired Auto

Tow specific

Tow trucks share many of the same coverages as any other type of commercial vehicle. Some are geared more towards tow trucks.

• Garagekeepers Legal Liability Insurance
• On-Hook Towing Insurance

Request quote online here or call 469-252-4001 for expert advice.